Terms of Use

Terms of Use and Legal Information

By accessing this site, you signify your agreement with and understanding of the following Terms of Use

pertaining to both this site and any material contained therein. This site is offered to you conditioned on

your acceptance without modification of the terms, conditions, and notices contained herein. Your use of

this site constitutes your agreement to all such terms, conditions, and notices. Premier Wealth Advisors,

Inc. (PWA) reserves the right to change the terms, conditions, and notices under which this site is offered

without prior notice at any time.


Terms and Conditions of Use of This Website: Disclaimer

This website is intended for general information purposes. By accessing this website and the materials

and information contained herein, you acknowledge that you have read, understand, accept and agree to

be bound by the terms and conditions that follow.


Linked Internet Sites

Premier Wealth Advisors comprises a broad spectrum of companies and divisions and related persons,

many of them operating under their own brand names. Many other PWA companies, business units,

product groups and related persons have their own websites on the internet where they offer information

about their products and services. Reference is made to those websites for reference only. Users are

advised that information on hyperlinked or referred-to websites is neither investigated nor analyzed by

PWA. No warranty or representation, express or implied, is given as to the accuracy or completeness of

that information. In no event will PWA, nor any of its directors, employees or advisors accept any liability

with regard to the information contained on any other hyperlinked or referred websites. PWA is not

responsible for the content of any other internet sites linked to a site. A link to another site is meant for

convenience only and does not imply that PWA endorses the site or any products or services that it

describes. Your access to and use of any other internet sites linked to or from this site is at your own risk

and PWA assumes no obligation or liability in connection therewith. PWA reserves the right to terminate

any link or linking program at any time.


Ownership of Site and Trademarks/Lawful Use

PWA owns and maintains this site. Nothing at this site shall be construed as granting, by implication,

estoppel or otherwise, any license or right to use any photograph, image, trademark, logo or service mark

at the site. No act of downloading or otherwise copying from this site will transfer title to any software or

material at this site to you. Anything that you transmit to this site becomes the property of PWA, may be

used by PWA for any lawful purpose, and is further subject to disclosure as deemed appropriate by PWA,

including to any legal or regulatory authority to which PWA is subject. PWA reserves all rights with respect

to copyright and trademark ownership of all material at this site, and will enforce such rights to the full

extent of the law. This site is for your personal and non-commercial use. You may not modify, copy,

distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer,

or sell any information, products, or services obtained from this site.


No Offer of Securities - Disclosure of Interests

Under no circumstances should any material at this site be used or considered as an offer to sell or a

solicitation of any offer to buy an interest in any investment fund. The material on this website does not

constitute, and may not be used in connection with, an offer or solicitation by anyone in any jurisdiction

in which such offer or solicitation is not permitted by law or in which the person making such offer or

solicitation is not qualified to do so or to any person to whom it is unlawful to make such offer or

solicitation.


No Reliance

While PWA uses reasonable efforts to update the information on this site, PWA makes no representations

or warranties as to the accuracy, reliability or completeness of any information at this site. Opinions,

advice and any other content at this website, including the terms and conditions of your use of this service,

are subject to change without notice or liability.


Material to be consulted in its Entirety

All materials at this site are meant to be reviewed in their entirety, including any footnotes, legal

disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers,

restrictions, disclosures or hedge clauses apply to any partial document or material in the same manner

as they do the whole, and will be deemed incorporated in the portion of any material or document that

you consult or download.


Cookies

This website may utilize "cookies". A cookie is an element of data that a website can send to your browser

and store on your computer's hard drive. They are used by PWA to determine user activity throughout its

website (such as specific pages visited, time spent on those pages, and frequency of visits). PWA uses this

information to analyze usage patterns and, more importantly, to provide you with a more rewarding

experience each time you visit the PWA website. PWA does not use cookies to store or transmit any

personally identifiable information about you on the Internet.


No Warranty

The materials in this site are provided "as is" without warranty of any kind, either express or implied, to

the fullest extent permissible pursuant to applicable law. PWA further assumes no responsibility for, and

makes no warranties that, functions contained at this site will be uninterrupted or error-free, that defects

will be corrected, or that the site or the server that makes it available will be free of viruses or other

harmful components. PWA shall not be liable for any damages to, viruses that may infect, or services,

repairs or corrections that must be performed, on your computer or other property on account of your

accessing or use of this site. Please note that some jurisdictions do not allow the exclusion of implied

warranties, so some or all of the above exclusions may not apply to you.


Limitation of Liability

IN NO EVENT SHALL PWA BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES,

OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFIT,

OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO

NEGLIGENCE), OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS

WEBSITE OR THE MATERIAL CONTAINED IN, OR ACCESSED THROUGH, THIS WEBSITE. IN NO EVENT SHALL

PWA TOTAL LIABILITY FOR ANY AND ALL DAMAGES AND CAUSES OF ACTION EXCEED THE AMOUNT PAID

BY YOU, IF ANY, FOR THE USE OF THIS WEBSITE. Certain laws do not allow limitations or implied

warranties, or the exclusion or limitation of certain damages. If these laws apply, some or all of the above

disclaimers, exclusions, or limitations, may not apply to you, and you may have additional rights to those

contained herein.


Severability

In the event any of the terms or provisions of these terms and conditions shall be held to be

unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or

provision shall be replaced by such enforceable term or provision as comes closest to the intention

underlying the unenforceable term or provision. These terms and conditions shall be subject to any other

agreements you have entered into with PWA.


Disputes

All claims, disputes or disagreements which may arise out of the interpretation, performance or in any

way relating to your use of this site and any and all other PWA site(s), shall be submitted exclusively to

the jurisdiction of the State or federal courts located in the State of Ohio. In the event any portion of these

Terms of Use is found to be invalid or unenforceable for any reason, such invalidity or unenforceability

shall not affect the enforceability or validity of any other portion of these Terms of Use, which shall remain

in full force and effect and be construed as if the invalid or unenforceable portion were not part of these

Terms of Use. You agree that your breach of these Terms of Use may result in irreparable harm to PWA

which cannot be compensated by money damages, and that PWA shall be entitled to obtain injunctive

relief for any such breach.


Global Dealing Restrictions

The materials and services at this website are intended for U.S. persons only. PWA makes no

representation that this website is appropriate for use in all locations, or that transactions, securities,

products, instruments or services discussed at this website are available or appropriate for sale or use in

all jurisdictions, or by all investors or counter parties. Those who access this website are responsible for

compliance with applicable local laws or regulations. No software at this website may be downloaded or

otherwise exported in contravention of U.S. Department of Treasury or U.S. Department of Commerce

regulation.


Applicable Law

These terms and conditions shall be governed by and construed in accordance with the laws of the State

of California, applicable to agreements made and entirely to be performed within the State of California

without resort to its conflict of law provisions.


Disclaimers

The information contained herein is not investment advice. PWA does not represent that the quoted

individuals approve or disapprove of the investment advisory services that PWA provides its clients. These

quotes were not selected on a performance-based criteria. The specific companies listed or discussed do

not represent any or all companies purchased, sold or recommended for advisory clients since inception,

and specifically do not include companies that we have exited in the past. One should not assume that all

investments in the companies identified are or will be profitable

*The 0% Tax Bracket is not an IRS defined tax bracket, but is an unofficial coined phrase to illustrate planning concepts designed to reduce taxes. For specific tax or estate planning advice, please consult a qualified tax advisor or estate planning attorney.


Jack Gelnak, JD, AIF is not affiliated with David McKnight & Company, and the views expressed herein are expressly those of Jack Gelnak, JD, AIF.


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